How to Invest in US Stocks from India (2025 Guide)
How to Invest in US Stocks from India (2025 Guide)
Investing in US stocks from India is now easier than ever! You can buy shares of top companies like Apple, Google, Tesla, Microsoft, Amazon, NVIDIA, Meta directly from India using simple investment apps.
This 2025 guide explains:
- How to invest in US stocks from India
- Best apps & brokers
- RBI rules & taxation
- Charges & fees
- Fractional shares
- Best US stocks & ETFs for beginners
✅ Why Invest in US Stocks?
| Benefit | Explanation |
|---|---|
| Global Tech Growth | Invest in giants like Apple, Tesla |
| Diversification | Reduce India-only market risk |
| Currency Advantage | USD appreciates vs INR |
| Fractional Shares | Buy stocks for just $1 |
Fact: USD grows 3–6% annually vs INR → Meaning extra returns!
📌 RBI Rules for Investing in US Stocks
Investing abroad is allowed under Liberalized Remittance Scheme (LRS):
- Up to $250,000 per year can be invested abroad
- Fully legal & supported by Indian banks
3 Ways to Invest in US Stocks from India
1️⃣ Indian Brokers (Simple & Popular)
- Groww
- Zerodha (via Vested)
- Upstox Global
- ICICI Direct / HDFC Securities
2️⃣ International Brokers (Low Fees)
- Interactive Brokers
- TD Ameritrade
- Charles Schwab
3️⃣ US-Focused ETFs & Mutual Funds (Indirect)
- Motilal Oswal NASDAQ 100
- S&P 500 ETFs (India-listed)
🧾 Charges to Know Before Investing
| Charge Type | Cost |
|---|---|
| Account Opening | Free |
| Forex Conversion | 0.5% - 2% |
| Remittance Charges | ₹500 - ₹1500 |
| Brokerage | $0 - $1 per trade |
| TCS (Above ₹7L Remittance) | 5% |
Tip: Invest monthly under ₹7 Lakhs / year to avoid TCS.
💼 US Stock Taxation for Indians
| Tax Type | Rate |
|---|---|
| Dividend Withholding Tax | 25% |
| Capital Gains Tax | As per Indian tax slab |
You can claim benefits under DTAA (Double Taxation Avoidance Agreement).
✅ How to Invest (Step-by-Step)
- Choose a broker (Groww / Vested / Upstox)
- Complete KYC (PAN + Aadhaar + Bank Details)
- Add funds via bank transfer
- Select US Stocks or ETFs
- Buy even small quantities (Fractional shares)
📈 Best US Stocks for Long-Term (2025)
| Stock | Sector | Why Invest? |
|---|---|---|
| Apple (AAPL) | Tech | Global brand + consistent profits |
| Microsoft (MSFT) | Cloud/AI | Azure & AI leadership |
| Google (GOOGL) | Search + AI | Strong monopoly in search |
| Amazon (AMZN) | E-Commerce + Cloud | Huge global presence |
| NVIDIA (NVDA) | AI + GPUs | AI growth leader |
| Meta (META) | Social Media | Cash flow + user base |
📌 Best US ETFs for Beginners
| ETF | Index | Risk |
|---|---|---|
| VOO | S&P 500 | Low |
| QQQ | NASDAQ 100 | Moderate |
| VTI | Total US Market | Low |
| ARKK | Innovation Stocks | High |
🚫 Common Mistakes to Avoid
- Investing in hype without research
- Full investment in only high-risk stocks
- Panic selling during corrections
🧠 Expert Tips
- Invest for minimum 3–5 years
- Use SIP method in USD
- 20–40% global diversification
❓FAQ – Frequently Asked Questions
1️⃣ Minimum investment amount?
Start with just $1 using fractional shares.
2️⃣ Is investing in US stocks legal in India?
Yes ✅ Allowed under RBI LRS scheme.
3️⃣ Who can invest?
Any Indian resident with PAN & bank account.
4️⃣ Can NRIs invest?
Yes — via international brokers.
Author: Team JanaMana.in
Updated: 2025
Disclaimer: This article is for educational purposes only, not investment advice.
